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Medicare, benefits, bills, and scam calls - finally in plain English. Free to start. Built for the people who deserve the most support.

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Why This Matters

Millions Are Leaving Help on the Table

The system is bigger and more confusing than ever — and every year of delay costs real money.

11,400/day

Americans turn 65 every day through 2027

$58B/year

in benefits older adults qualify for but never claim

43%

of eligible seniors miss out on Medicare cost-saving help

Sources: National Council on Aging (2026), Alliance for Lifetime Income Retirement Income Institute (2025), JAMA Network Open (2025).

Document Decoder

Simple as 1, 2, 3

No more Googling insurance terms at midnight. Upload once, get clarity in plain English.

1

Upload your document

Take a photo or upload a PDF of any Medicare statement, medical bill, EOB, or insurance letter. We accept PDFs and all common photo formats.

2

We read it for you

Every line is translated into clear, jargon-free English with action items and key dates highlighted for you.

3

Know exactly what to do

Get a plain-English checklist of next steps, deadlines to watch, and exactly who to call so nothing slips through the cracks.

Medicare Summary Notice

MSN_Q4_2025.pdf

Decoded
Plain-English Summary

Medicare paid $1,240 for your recent lab work. You owe $48.50 to Sunflower Lab after your Part B deductible.

Your Action Checklist

  • Confirm claim processed by Medicare
  • Pay $48.50 to Sunflower Lab by Feb 15
  • Review the denial on line 3. You may be able to appeal.
Payment deadlineFeb 15, 2026
6 programs matched
View full decode →

67M+

Baby Boomers in the US

500+

Programs searched nationwide

~1 min

Typical document decode time

All 50

States covered for benefits

Supported Documents

Works with every document that confuses you

If it came from a hospital, insurer, or government health program, we can decode it.

Medicare Letters

Medical Bills

Explanation of Benefits

Discharge Instructions

Insurance Denials

Pharmacy Notices

Benefits Finder

You may be leaving thousands on the table every year.

Most people don't know every program they qualify for. Medicare Extra Help, Medicaid, state pharmaceutical assistance, and utility programs all have complex eligibility rules that change constantly.

Answer a few quick questions. We search federal and all 50 state programs, then show you how to apply for programs you may be eligible for.

  • All 50 states and federal programs covered
  • Personalized to your income, insurance, and situation
  • Step-by-step application guides included
Find My Benefits Free

Real programs. Real numbers. Official sources.

Medicare Extra Help

Prescription drug cost assistance

Up to $5,900/yrin prescription savings
SSA.gov

Medicare Savings Programs

Part B premium coverage

Up to $185/mopremium covered
Medicare.gov

SNAP Food Assistance

Monthly grocery support

Avg. $186/mofor eligible households
USDA.gov

LIHEAP Energy Assistance

Home heating and cooling bills

Avg. $400–$1,000/yrfor qualifying households
HHS.gov

+ hundreds of additional state and local programs. Amounts vary by eligibility.

Everything in one place

Your complete healthcare toolkit

Nine powerful tools, all working together, so nothing in your healthcare ever slips through the cracks again.

Document Decoder

Upload any bill, EOB, or statement and get a plain-English summary with action items and key deadlines, typically within a minute.

Try the Decoder

Benefits Finder

We search federal and all 50 state programs to surface assistance programs you may qualify for, with step-by-step application guides.

Find My Benefits

Medication Guide

Add your medications and get plain-English explanations, side effects, and general information about possible medication interactions to discuss with your pharmacist or doctor.

Track Medications

Appeal a Denial

Insurance denied your claim? Generate a clear, structured appeal letter draft in minutes. A solid starting point for your case.

Write an Appeal

Health Calendar

Never miss a Medicare enrollment window, prescription renewal, or payment deadline. Get reminders before anything expires or lapses.

Set Up Reminders

Your Personal Care Team

Six caring specialists, each with their own focus. Talk about benefits, medications, bills, wellness, or caregiving. Speak or type, in plain English, anytime.

Meet Your Care Team

Find Care Providers

Search a nationwide directory of Medicare-certified home health, nursing, hospice, and adult day providers, filtered to your state and ZIP code.

Find Providers Near You

Scam Check

Got a suspicious letter, call, or text? Upload a photo or describe what happened. We check it against known fraud patterns in seconds. Free for everyone, no limit.

Check for Scams

Emergency Binder

One-button printable health summary with medications, emergency contacts, and upcoming deadlines, ready for first responders and caregivers the moment it's needed.

Build My Binder
Built for trust

Clear answers. No pressure. No confusion.

We're not here to replace your doctor or financial advisor. We help you walk into those conversations with confidence.

Official program data

Program eligibility information is sourced from Medicare.gov, SSA.gov, Medicaid.gov, and USDA.gov. Dollar amounts shown are program maximums or averages; actual amounts depend on your eligibility.

Information, not advice

We help you understand your documents and discover programs. For medical or financial decisions, your doctor and advisor are the right call.

Works on any device

No app to download. No tech skills required. If you can read an email, you can use SolveCare360.

Your data stays yours

We never sell your information or share your documents with insurers, employers, or marketers. Request deletion anytime. All data removed within 5 business days.

Helping a parent from across the country?

Many of our users are adult children managing a parent's Medicare paperwork remotely. Upload documents on their behalf, run a benefits search for their state and situation, and stay on top of their deadlines, all without being in the same room.

Get started free
What people say

Clarity when it matters most.

From retirees managing their own care to adult children helping parents from miles away.

Document Decoder
I have been throwing Medicare paperwork in a drawer for years because I did not understand it. SolveCare360 explained my EOB in plain English. I finally knew what to do and who to call.
MT

Margaret T.

Arizona

Appeal a Denial
My physical therapy was denied. SolveCare360 helped me put together a clear appeal letter. I would never have known what to write on my own. It made the whole process much less overwhelming.
PW

Patricia W.

Colorado

Benefits Finder
I had no idea there were programs that could help with my prescription costs. The Benefits Finder showed me options I had never heard of. It was simple and took just a few minutes.
DM

Dorothy M.

Florida

Illustrative examples. Individual experiences and results vary based on personal circumstances and program eligibility.

Common questions

Plain answers to your questions

Is my personal information safe?

Yes. All data is encrypted in transit and at rest using 256-bit SSL. We never sell your information and never share it with insurers, employers, or third parties. You can request account deletion at any time by emailing help@solvecare360.com. All data is permanently removed within 5 business days.

What kinds of documents can I upload?

Any bill, statement, or letter related to your coverage: Medicare Summary Notices, Explanation of Benefits (EOBs), medical bills, prescription drug notices, prior authorization letters, insurance denial letters, discharge instructions, and more. PDFs and photos both work.

How does the Benefits Finder work?

You answer a few quick questions about your state, city, income, and coverage. We match your profile against federal programs (like Extra Help, Medicaid, SNAP, LIHEAP) and your state's specific programs, then show you programs you may qualify for with step-by-step application guides.

What does the Medication Guide do?

Add any prescription or over-the-counter medication and get a plain-English explanation of what it does, common side effects, and general information about known medication interactions to discuss with your pharmacist or doctor. It also generates a list of questions to bring to your next appointment.

Can I appeal an insurance denial?

Yes. If your claim was denied, go to the Appeal a Denial feature, enter the basic details of your denial, and we generate a clear, structured draft appeal letter. A well-written appeal can make a real difference. The letter gives you a strong starting point to review and send.

What are health deadline reminders?

The Health Calendar tracks important dates like Medicare Open Enrollment (Oct 15 – Dec 7), prescription renewal dates, and payment deadlines from your decoded documents. You will get reminders before anything expires so you never miss a window.

What is Your Personal Care Team?

Your Personal Care Team is six caring specialists: Cara, Benny, Maya, Alex, Serene, and Grace, each focused on a different part of your health and benefits. You can speak or type, and they respond with short, conversational plain-English answers. Available on Unlimited and Annual plans.

Does this replace my doctor or insurance agent?

No. SolveCare360 helps you understand your documents, find programs, and organize your information. We are not licensed medical, legal, or financial advisors. Think of it as a knowledgeable friend who reads the paperwork with you and helps you ask the right questions.

Can I use this for a family member?

You can upload and decode documents on their behalf. Benefits searches currently cover one person per account. Family profiles are coming.

How quickly do I get results?

Most documents decode within about a minute. Benefits searches typically take 10–30 seconds. You will always see a clear status indicator while we work.

What if I need more help?

We offer email support at help@solvecare360.com. The Help Center has step-by-step guides for every feature. Decoded documents always include a direct phone number if you need to call your insurer or a program office.

Your paperwork. Finally clear.

Join seniors and caregivers who use SolveCare360 to take control of their healthcare.

No credit card required. 3 free decodes to start.